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Mr Schmidt's avatar

Hi, thanks for the article. Coincidentally I thought about it, inspired by the TIP podcast on Nick and Zak's adventures in capitalism

In the section of 'Understanding the Robustness Ratio' I believe is an error: you write: 'A higher ratio indicates that a company is providing more value to its customers relative to what it keeps for itself'. This seems to be add odds with the formula preceeding the sentence - as the denominator grows when value is provided to customers, it lowers the ratio, doesn't it?

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Rene's avatar

Hi! You are absolutely right. The formula should read "Robustness Ratio = Customer Value Proposition (Savings or Benefits)​ / $ Retained for Shareholders". Then the next sentence also makes sense.

Thanks for highlighting this mistake.

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Mr Schmidt's avatar

You are welcome, thanks for fixing.

Another (minor) mix-up is at the end of the Wise section:

"Such a low ratio underscores Wise's substantial value delivery to customers, solidifying its competitive advantage in the financial sector. "

I assume you meant "Such a high ratio".

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